The minimum balance to earn interest on your High Yield Savings account or Virtual Wallet Growth account is $1.00. We may refuse or return any deposit amount causing the combined balance of all of your PNC accounts to exceed $5,000,000 (including any jointly owned, or in the case of an account owned by a living trust, jointly managed accounts). A set rate for a defined period of time, which will adjust later. For home financing options above $484,350. Government loan program with more flexible qualification criteria than conventional loans. Down payments as low as 3.5% Home loan options for active military, veteran, reservist or National Guard. Deposit Rates and Fees. Welcome to the Interest Rate Center. Enter your ZIP code and we will create a personalized rate page that you can print.